Why You Don't Want To Skip Your Home Inspection

Don’t Skip the Home Inspection – Here’s Why It’s Worth Every Penny

You’ve finally found the one. The house that checks all your boxes. You’ve walked through it, imagined your favorite armchair by the window, and can already picture your morning coffee on the porch. The excitement is real—and so is the temptation to fast-track everything just to make sure you don’t lose it to another eager buyer.

But as thrilling as this moment is, it’s important to pause and remember one crucial step: the home inspection. Yes, it might feel like it slows things down. And yes, some other buyers might be willing to skip it to stand out. But is it really worth risking one of the biggest purchases of your life over?

Let’s break it down.

What Exactly Is a Home Inspection?

A home inspection is your opportunity to get a clear, unbiased look at the actual condition of the home—beyond the beautiful staging and fresh paint. It usually happens after your offer has been accepted, but before closing.

While specifics can vary depending on your state, a typical inspection includes a thorough examination of the home’s major components—think roof, foundation, plumbing, electrical systems, heating and cooling (HVAC), and more. Basically, all the stuff that can cost you serious money if it goes wrong.

Why You Shouldn’t Skip It

Skipping a home inspection might seem like a fast track to homeownership, but it can come with major consequences. Here are a few reasons why this step is worth the time and upfront cost:

1. Avoid Unpleasant Surprises

Just because a home looks move-in ready doesn’t mean there aren’t issues hiding beneath the surface. Maybe the roof has damage you didn’t notice. Or the electrical panel needs updating. An inspection gives you a chance to uncover problems before they become your responsibility.

2. Gain Negotiating Power

If the inspector finds something significant, you may be able to re-negotiate with the seller. This could mean asking for repairs to be made before closing or negotiating a credit so you can handle the fixes yourself. With your real estate agent by your side, you can navigate these conversations with confidence.

3. Buy With Confidence

Let’s face it: buying a home is emotional. It’s easy to get swept up in the process—especially if it’s been a long search. An inspection provides some peace of mind, giving you a more complete picture of what you’re investing in. It helps take the uncertainty out of your decision.

A few hundred dollars now can potentially save you thousands in unexpected repairs later. And as the National Association of Realtors (NAR) says:

“Failure to obtain a home inspection could potentially cost you a great deal of money and hassles in the long run.”

The Risks of Waiving the Inspection

You’re not alone if you’ve considered skipping the inspection to be more competitive. In today’s market, it’s becoming increasingly common. In fact, recent data from NAR shows that nearly 1 in 4 buyers are waiving their inspection contingency altogether.

And in a fast-moving spring market where homes are receiving multiple offers, you might feel like skipping the inspection gives you an edge. But as Realtor.com warns:

“. . . if you’re in a hot real estate market where homes are getting multiple offers, there might be a temptation to skip an inspection when you really want the house. However, waiving a home inspection comes with sizable risks.”

The bottom line? It’s a gamble that doesn’t always pay off.

There Are Other Ways to Stand Out

If you’re worried about making your offer appealing, know that there are other strategies that don’t require giving up your peace of mind. Talk to your agent about ways to sweeten your offer—such as being flexible with the closing date, increasing your earnest money deposit, or even writing a personalized letter to the seller.

A strong offer isn’t just about speed—it’s about showing you’re a serious and informed buyer.

Final Thoughts

At the end of the day, skipping a home inspection might save you a bit of time or help you edge out other offers—but it could also cost you thousands in hidden repairs, and even more in stress. An inspection is more than just a box to check. It’s a smart, protective step that safeguards your finances, your investment, and your future.

So before you sign on the dotted line, take a deep breath—and schedule that inspection.

Your future self will thank you.